Personal Loan

Medical Loan Equipment

Advanced medical equipment is the backbone of modern healthcare. Whether you are starting a new diagnostic center, upgrading your clinic, or adding high-tech tools like MRI machines, ultrasound scanners, or dental chairs, a medical equipment loan can provide the financial support you need. At Personal Loan Guru, we help doctors, hospitals, and diagnostic labs access affordable loans for medical equipment with minimal documentation and competitive interest rates.

Medical equipment financing is a type of professional loan offered to healthcare practitioners and institutions for acquiring new or refurbished medical devices. With loan amounts of up to ₹2 Crores and repayment terms extending to 84 months, we ensure you can focus on treating patients without worrying about large upfront costs.

Key Features:

- Loan amount from ₹1 Lakh to ₹2 Crores
- Attractive interest rates starting at 10.25% p.a.
- Funding for new and refurbished equipment
- Flexible repayment tenure: 1 to 7 years
- No collateral required for eligible profiles
- Faster approval and disbursal (within 48 hours)

Who Can Apply?

- Individual doctors and healthcare professionals
- Hospitals, nursing homes, diagnostic labs
- Clinics and polyclinics (registered entities)

Eligible Equipment:

- X-ray and ultrasound machines
- MRI and CT scan equipment
- Dental chairs, ECG, ICU beds
- Pathology lab equipment
- Operation theatre equipment
- Physiotherapy tools, oxygen concentrators, and more

Documents Required:

- KYC documents (PAN, Aadhaar)
- Medical registration or business license
- Equipment quotation or invoice
- Income documents (ITR or bank statement)

At Personal Loan Guru, we partner with top banks and NBFCs to offer you multiple loan options with transparent terms and no hidden charges. Our team assists with eligibility checks, paperwork, lender coordination, and post-loan services.

Benefits of Financing Medical Equipment:

- Preserve working capital for other needs
- Tax benefits on interest and depreciation
- Upgrade to latest technology without financial strain
- Improve patient care and clinic efficiency