MSME Loan

Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the Indian economy. Whether you're launching a new venture, expanding operations, or upgrading technology, a well-structured MSME Loan can fuel your business growth. At Personal Loan Guru, we connect MSMEs with the right lenders offering easy, fast, and unsecured loan options tailored to your business scale and credit profile.

Our MSME Loans and Working Capital Loans:

We work with 30+ banks and NBFCs that provide government-backed and private-sector MSME loans with competitive rates, flexible tenure, and minimal documentation. These funds can be used for infrastructure expansion, working capital needs, buying machinery, or enhancing inventory.

Top Features of MSME Loans:

• - Loan amounts from ₹1 Lakh to ₹2 Crores
• - Interest rates starting at 10.25% p.a.
• - Tenure ranging from 1 to 7 years
• - No collateral required for unsecured loans
• - Loans available under CGTMSE and Mudra schemes
• - Quick disbursal within 2–5 working days

Use of MSME Loan:

• - Working capital requirements
• - Business expansion
• - Purchase of machinery and raw materials
• - Technology upgradation and digitization
• - Marketing and promotional expenses

Who Can Apply?

• - Proprietorships, partnerships, private limited companies
• - Startups and registered MSME units
• - Traders, manufacturers, and service providers

Eligibility Criteria:

• - Business vintage: Minimum 1 year (varies by lender)
• - Minimum turnover of ₹10 Lakhs annually
• - Good credit score (650+)
• - Valid business registration (GST, UDYAM, or ROC)

Documents Required:

• - PAN and Aadhaar of applicant
• - Business registration proof (GST/UDYAM/MSME certificate)
• - Latest ITR and financial statements
• - Bank statements (last 6–12 months)
• - Address proof and KYC of business and promoters

At Personal Loan Guru, we analyze your financials, match your profile with the right lender, and help you through the loan process—from documentation to disbursal. Our team ensures that you receive the best deal with full transparency and no hidden charges.

Whether you're a first-time borrower or looking to scale operations, a dedicated MSME loan can provide the capital you need to succeed.

👉 Apply now for an MSME Loan through Personal Loan Guru and take your business to the next level with confidence and ease!