Personal Loan Interest Rates

Understanding personal loan interest rates is essential before applying for a loan. At Personal Loan Guru, we help you compare personal loan interest rates from over 30 banks and NBFCs to ensure you get the most affordable and customized financing solution for your needs.

Interest rates for personal loans typically range from 10.25% to 24% p.a., depending on your credit score, income, employer profile, and repayment capacity. The better your financial profile, the lower the interest rate you can secure. Our platform provides instant comparisons of multiple offers so that you can make an informed decision.

Factors Influencing Interest Rates:

• - Credit Score: A score of 700+ can fetch lower rates
• - Income Level: Higher income indicates better repayment ability
• - Employment Type: Salaried professionals from reputed companies are preferred
• - Loan Tenure: Longer tenures may have higher cumulative interest but lower EMIs
• - Existing Relationship with Lender: Having an account or loan history with the lender may reduce rates

Benefits of Using Personal Loan Guru:

• - Access to exclusive low-rate offers
• - Instant eligibility check
• - Real-time interest rate comparison
• - No hidden charges or processing fees (in select offers)
• - Expert guidance to choose the best option

Whether you’re taking a personal loan for a wedding, vacation, medical emergency, or home renovation, getting the lowest interest rate ensures that you save money over the loan tenure.

👉 Apply now through Personal Loan Guru to get the best personal loan interest rate from top banks and NBFCs—all in one place!